Special Insurance Programs
for the following industries:

Adult Day Care
Apartment Buildings
Beauty Parlors
Business Owners
Condo Complexes
Country Clubs
Day Care Centers
Dump Trucks
Franchise Businesses
General Commercial
Golf Clubs
Hotels/Motels
Habitational
Heavy Construction
Landscape Contractors
Motor Truck Cargo
Moving & Storage
Multi Family Homes
Non Profit Centers
Ocean Cargo
Para Transportation
Restaurants
Rooming Houses
Senior Services
Special Needs Schools
Technology
Transportation
Trucking
Warehouse/Warehousing

What information do we collect?

We collect information from you when you fill out a form.

When ordering or registering on our site, as appropriate, you may be asked to enter your name, e-mail address, mailing address, phone number or social security number.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

• To provide insurance quotes

Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Database to be only accessed by those authorized with special access rights to our systems, and are required to keep the information confidential.

After a transaction, your private information (credit cards, social security numbers, financials, etc.) will be kept on file for more than 60 days in order to remarket your policy on renewal in order to provide best pricing.

Do we use cookies?

We do not use cookies.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information; however, in the course of our general business practices, we may disclose the information that we collect about you or others without your permission to the following types of institutions for the reasons described:

 

·        to a third party if the disclosure will enable that party to perform a business, professional or insurance function to us;

·        to an insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction;

·        to an insurance institution, agent, or credit reporting agency for either this agency or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you;

·        to an insurance regulatory authority, law enforcement , or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities;

·        to a group policyholder for the purpose of reporting claims experience or conducting an audit of our operations or services; and

·        to an actuarial or research organization for the purpose of conducting actuarial or research studies

 However, non-personally identifiable visitor information may be provided to

 other parties for marketing, advertising, or other uses.

 
Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent

By using our site, you consent to our web site privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will update the Privacy Policy modification date below.

This policy was last modified on 12/30/2009

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

cvp@insctrs.com
732-574-8000