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Working for a living may be less than thrilling, but it makes the finer, more enjoyable things in life possible. And thanks to a more robust economy, businesses are helping out with that by increasing their employees’ salary, according to a recent poll.

Aiming to both retain workers and reward staff members for all their hard efforts, 8 in 10 businesses intend to increase compensation levels for employees this year, a recent survey from CareerBuilder revealed. Additionally, two-thirds will do the same for new hires.

“While employers have been more willing to pay a premium for high-skill labor, they now have to pay more competitive wages for entry-level positions,” explained Matt Ferguson, CEO for the online job search engine. “Workers are gaining leverage.”

Whether it’s buying a second car, or splurging on an all-new vehicle straight from the showroom floor, more money in your pocket can bring more opportunity to improve your standard of living. At the same time, however, it also brings a greater risk of liability, be it in the form of theft, an accident on the roads or a crash out on the water aboard a newly purchased boat.

In short, when your assets grow more expansive, so do your insurance needs. That’s because the more valuable your belongings are, the more it can cost to replace them should they be damaged, lost or stolen.

You can figure out how much coverage you should buy by performing a home inventory - something few of us have done before. Nearly 60% of consumers have not made up a formal list of the items they own, according to the National Association of Insurance Commissioners.

The Insurance Information Institute has some tips as well that explain how to figure out how much homeowners insurance to buy.

 

Photo and article courtesy of Selective Insurance Group,

Posted 11:44 AM  View Comments

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